As I checked our bank account yesterday I got the best surprise: TAX RETURN! I immediately got on the phone with USAA and paid off my car. I do have to say it's the best feeling in the world to get rid of debt.
We now will be using the money that would have been a car payment to pay off our credit card. It feels good to have a plan and knowing that in roughly 5 months (maybe sooner) the only debt we will have is our mortgage (we will start making an additional mortgage payment every other month). We can also start building up our savings again.
I feel like we are finally in a really good financial place. I think it has helped that I have serious buyers remorse haha, I usually walk out of a store empty-handed. I have to have a real need for something in order for me to buy it.
My one and only goal this year was to get right with our finances and I am so happy that it's happening.
Did you have any finance goals for 2013?